Every profile is different—some are done in 2–3 months, while others take longer. That’s why we include a full credit-building course, because just repairing your credit isn’t enough to build a strong score. The full process usually takes about 6–12 months, but once your credit is built and repaired, your quality of life improves big time. You can even qualify for up to $100K in funding. Let me know if you want a version with emojis or a more sales-focused version too.

Yes late payments can be removed

After we complete the process of removing negative items, we will send you an email with actionable steps to strengthen your credit. This includes building your primary credit history by establishing accounts that report directly to your profile, adding trade lines by becoming an authorized user on accounts with good credit history, and strategically applying for higher-limit credit cards to increase your available credit and improve your utilization ratio. These steps will help you maximize your credit potential and maintain long-term financial health.

After we secure funding, we will provide you with different funding options that you can attempt on your own. Alternatively, for a percentage of the funded amount, we can connect you with a specialist who will handle the process for you. Their fee typically ranges between 5-20%, depending on who you work with, but they can help secure upwards of $100K or more in funding.